内容

目次

Part 1 Overview of risk management: risk and its management; objectivesof risk management. Part 2 Risk reduction through insurance markets: riskmeasurement and diversification through risk pooling; risk pooling andinsurance institutions; insurance pricing; demand for risk reduction byindividuals and business; contractual provisions; legal doctrines andinsurability of risk. Part 3 Essentials of business risk management: whylarge firms hedge risk - a financial exposition; loss financing; tax,accounting, and regulatory factors affecting loss financing; loss control andrisk management decision making; reducing business risk - hedging anddiversification; hedging applications. Part 4 Legal liability, workerinjuries, and employee benefits: the legal liability system; liability toconsumers, shareholders, and third parties; responsibility/liability for harmto employees; issues in liability risk management; personal insuranceprovided by employers; pensions and related retirement plans; OASDHI. Part 5Personal insurance coverage and issues: automobile insurance; home ownersinsurance and protection against large liability losses; life insurance,annuities, and individual health insurance. Part 6 Insurance markets,regulation, and the government insurance: insurance market structure,performance and organizational forms; insurance company operations andfinance; government regulation and provisions of insurance.