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List of Tables List of Figures Preface Notes on the Contributors The Bank is Dead, Long Live the Bank; R.Shaw Technical Change in European Banking; Y.Altunbas & P.Molyneux Competitive Advantage Based on Information Technology in Banking; E.Fernández, J.M.Montes & C.J.Vásquez Emerging Methods of Payment; J.Revell Dimensions of Actions Distribution; M.R.Creemers Card Payments: Pricing and Competition; T.Lindblom The Unified European Banking Market and the Convergence of National Banking Sectors; E.Montanaro, C.Scala & M.Tonveronachi Product Mix of the Spanish Banking Firms: Do Competition Clubs Exist?; F.Pérez & E.Tortosa-Ausina Institutional Investment Flows and the Regions of the UK: A Case for a New Financial Infrastructure?; J.Williams Characteristics of International Financial Centres; J.Falzon Globalisation, Cross-Border Trade in Financial Services, and Offshore Banking: The Case of Ireland; P.Burke & R.Kinsella The Impact of CAR on Bank Capital Augmentation in Spain; Y.Altunbas, S.Carbo & E.P.M.Gardener The Management of Foreign Exchange Exposure and Interest Rate Exposures in a Number of UK and Swedish Firms 1985 and 1996; G.Bergendahl Fat Tails and the Effect of Optimal Asset Allocations; A.Lucas & P.Klaassen Index