目次

Chapter 1 The problem of risk 1 Chapter 2 Introduction to Risk Management 12 Chapter 3 The Insurance Device 34 Chapter 4 Risk Management Applications 54 Chapter 5 The Private Insurance Industry 71 Chapter 6 Regulation of the Insurance Industry 95 Chapter 7 Functions of Insurers 128 Chapter 8 Financial Aspects of Insurer Operations 144 Chapter 9 The Legal Framework 163 Chapter 10 Managing Personal Risks 181 Chapter 11 Social Insurance Programs 204 Chapter 12 Introduction to Life Insurance 224 Chapter 13 The Actuarial Basis of Life Insurance 240 Chapter 14 The Life Insurance Contract???General Provisions 253 Chapter 15 The Life Insurance Contract???Other Provisions 264 Chapter 16 Special Life Insurance Forms 279 Chapter 17 Buying Life Insurance 289 Chapter 18 Annuities and Pension Benefits 307 Chapter 19 Managing the Retirement Risk 333 Chapter 20 Health Insurance: Disability Income Insurance 348 Chapter 21 Health Insurance: Coverage for Medical Expenses 365 Chapter 22 Health Insurance for the Elderly 388 Chapter 23 Employee Benefits and Other Business Uses of Life and Health Insurance 412 Chapter 24 The Homeowners Policy???General Provisions 432 Chapter 25 The Homeowners Policy Forms 448 Chapter 26 Other Personal Forms of Property Insurance 462 Chapter 27 Negligence and Legal Liability 480 Chapter 28 General Liability Insurance for the Individual 494 Chapter 29 The Automobile and its Legal Environment 512 Chapter 30 The Personal Auto Policy 529 Chapter 31 Commercial Property Insurance 552 Chapter 32 Commercial Liability Insurance 582 Chapter 33 Surety Bonds, Trade Credit, and Financial Guaranty Insurance 609 Chapter 34 Insurance in the Future (Online) 620