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PART I   OLD-AGE SECURITY AND HOMEOWNERSHIP IN THE EU – AN OVERVIEW Personal Pensions and Homeownership in the EU – an Overview (Martina Eckardt, Andrássy University Budapest, Hungary) Old-Age Poverty and Residential Property in the EU – An Analysis with the EU-SILC 2014 Data (Eszter Megyeri, Andrássy University Budapest, Hungary)  PART II  WELL-DEVELOPED MARKETS FOR PRIVATE PENSIONS AND HOMEOWNERSHIP Holding on and Letting Go in Ireland - Examining the Policy and Fiscal Environment for Supplementing Retirement Income from Residential Property (Yogesh Jaiyawala, John Maher, Richard Burke, Sean Byrne, Waterford Institute of Technology, Ireland Dutch Pensions and Housing: Towards a Social Divide (Marietta E.A. Haffner, Delft University of Technology, Netherlands) Pensions, Housing and Mortgage Markets in the United Kingdom (Tripti Sharma, Donal McKillop, Declan French, Queen’s Management School, Queens University Belfast, UK) PART III                COUNTRIES WITH A HIGH DEGREE OF HOMEOWNERSHIP, BUT A RATHER LOW DEGREE OF PRIVATE PENSIONS Italy: an Ageing Country with Low Level of Private Pension Schemes but High Home-Ownership Rate (Pierluigi Murro, LUMSA University Rome, Italy and Flaviana Palmisano, University of Rome La Sapienza, Italy) My Home is My Castle? Sustainability of Private Pensions and Private Homeownership in Hungary (Jörg Dötsch, Martina Eckardt, Eszter Megyeri, Andrássy University Budapest, Hungary) PART IV                COUNTRIES WITH A LOW DEGREE OF HOMEOWNERSHIP AND A LOW DEGREE OF PRIVATE PENSIONS Germany: Ageing Economy with Rising Pension Gap, Stable Mortgage Market and Well-Developed Rental Market (Sebastien Clerc-Renaud, Dirk Ulbricht, Institut für Finanzdienstleistungen Hamburg, Germany and Doris Neuberger, University of Rostock/ Institut für Finanzdienstleistungen Hamburg, Germany) ​