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BILLS OF EXCHANGE ACT 1882 PART I: PRELIMINARY PART II: BILLS OF EXCHANGE Form and Interpretation 3. Bills of Exchange defined 4. Inland and foreign bills 5. Effect where different parties to bill are the same person 6. Address to drawee 7. Certainty required as to payee 8. What bills are negotiable 9. Sum payable 10. Bill payable on demand 11. Bill payable at a future time 12. Omission of date in payable after date 13. Ante-dating and post-dating 14. Computation of time of payment 15. Case of need 16. Optional stipulations by drawer of indorser 17. Definition and requisites of acceptance 18. Time of acceptance 19. General and qualified acceptances 20. Inchoate instruments 21. Delivery Capacity and Authority of Parties 22. Capacity of parties 23. Signature essential to liability 24. Forged or unauthorised signature 25. Procuration signatures 26. Person signing as agent or in a representative capacity The Consideration for a Bill 27. Value and holder for value 28. Accommodation bill or party 29. Holder in due course 30. Presumption of value and good faith Negotiation of Bills 31. Negotiation of Bill 32. Requisites of a valid indorsement 33. Conditional indorsement 34. Indorsement in blank and special indorsement 35. Restrictive indorsement 36. Negotiation of overdue or dishonoured bill 37. Negotiation of bill to party already liable thereon 38. Rights of the holder General Duties of the Holder 39. When presentment for acceptance is necessary 40. Time for presenting bill payable after sight 41. Rules as to presentment for acceptance, and excuses for non-presentment 42. Non-acceptance 43. Dishonour by non-acceptance, and its consequences 44. Duties as to qualified acceptances 45. Rules as to presentment for payment 46. Excuses for delay or non-presentment for payment 47. Dishonour by non-payment 48. Notice of dishonour and effect of non-notice 49. Rules as to notice of dishonour 50. Excuses for non-notice and delay 51. Noting or protest of a bill 52. Duties of holder as regards drawee or acceptor Liabilities of Parties 53. Funds in hands of drawee 54. Liability of acceptor 55. Liability of drawer or indorser 56. Stranger signing bill liable as indorser 57. Measure of damages against parties to dishonoured bill 58. Transferor by delivery and transferee Discharge of Bill 59. Payment in due course 60. Banker paying demand draft whereon indorsement is forged 61. Acceptor the holder at maturity 62. Express waiver 63. Cancellation 64. Alteration of bill Acceptance and Payment for Honour 65. Acceptance for honour suprà protest 66. Liability of acceptor for honour 67. Presentment to acceptor for honour 68. Payment for honour suprà protest Lost Instruments 69. Holder’s right to duplicate of lost bill 70. Action on lost bill Bill in a Set 71. Rules as to sets Conflict of Laws 72. Rules where laws conflict PART III: CHEQUES ON A BANKER 73. Cheque defined 74. Presentment of cheque for payment 74A. Presentment of cheque for payment: alternative place of presentment 74B. Presentment of cheque for payment: alternative means of presentment by banker 74C. Cheques presented for payment under section 74B: disapplication of section 52(4) 75. Revocation of banker’s authority 75A.Countermanded cheques in Scotland Crossed Cheques 76. General and special crossings defined 77. Crossing by drawer or after issue 78. Crossing a material part of a cheque 79. Duties of banker as to crossed cheques 80. Protection to banker and drawer where cheque is crossed 81. Effect of crossing on holder 81A. Non-transferable cheques 82. Protection to collecting banker PART IV: PROMISSORY NOTES 83. Promissory note defined 84. Delivery necessary 85. Joint and several notes 86. Note payable on demand 87. Presentment of note for payment 88. Liability of maker 89. Application of Part II to notes PART V: SUPPLEMENTARY 90. Good faith 91. Signature 92. Computation of time 93. When noting equivalent to protest 94. Protest when notary not accessible 95. Dividend warrants may be crossed 96. Repeal 97. Savings 98. Saving of summary diligence in Scotland 99. Construction with other Acts, &c. 100. Parole evidence allowed in certain judicial proceedings in Scotland Schedules to the Act I. Form of protest which may be used when the services of a notary cannot be obtained II. Enactments repealed CHEQUES ACT 1957 1. Protection of bankers paying unindorsed or irregularly indorsed cheques, etc. 2. Rights of bankers collecting cheques not indorsed by holders 3. Unindorsed cheques as evidence of payment 4. Protection of bankers collecting payment of cheques, etc. 5. Application of certain provisions of Bills and Exchange Act 1882 to instruments not being bills of exchange 6. Construction, saving and repeal 7. Provisions as to Northern Ireland 8. Short title and commencement 9. Schedule APPENDICES